Meet Our Staff

Kevin Klemesrud

President & CEO

Business/Ag Lending, Executive

NMLS: 473309

Osceola - Jeffreys Drive Office

(641) 342-2175

Matt Ritchey

Executive Vice President, Chief Credit Officer

Business/Ag Lending, Executive

NMLS: 1148570

Osceola - Jeffreys Drive Office

(641) 342-2175

Mellony Klemesrud

Executive Vice President, Board Secretary

Executive, Operations

Osceola - Jeffreys Drive Office

(641) 342-2175

Marilyn Penick

Executive Vice President, Retail Lending

Compliance, Mortgage Lending, Personal Lending

NMLS: 473311

Osceola - Jeffreys Drive Office

(641) 342-2175

Melissa Short

Senior Vice President, Cashier

Compliance, Operations

Osceola - Jeffreys Drive Office

(641) 342-2175

Teresa Jackson

Senior Vice President, Technology Manager

Information Technology

Osceola - Jeffreys Drive Office

(641) 342-2175

Jorge Avalos

Senior Vice President, Financial & Personnel Officer

Human Resources, Mortgage Lending, Operations, Personal Lending

NMLS: 1144964

Osceola - Jeffreys Drive Office

(641) 342-2175

Sandy Palmer

Vice President, Loan Operations Manager

Lending

Osceola - Jeffreys Drive Office

(641) 342-2175

Ethan Abbott

Vice President, Loan Officer

Business/Ag Lending, Personal Lending

NMLS: 1584800

Osceola - Jeffreys Drive Office

(641) 342-2175

Brady Smith

Assistant Vice President, Loan Officer

Mortgage Lending, Personal Lending

NMLS: 1919461

Osceola - Jeffreys Drive Office

(641) 342-2175

Marie Henry

Assistant Vice President, Information & Digital Services Manager

Information Technology

Osceola - Jeffreys Drive Office

(641) 342-2175

Angie Stogdill

IT Specialist

Information Technology

Osceola - Jeffreys Drive Office

(641) 342-2175

David Bemis

Financial Advisor, Marketing Manager

Financial Center, Operations

Osceola - Jeffreys Drive Office

(641) 342-7116

Kristi McCann

Vice President, Deposit Services & Digital Marketing

Operations

Osceola - Jeffreys Drive Office

(641) 342-2175

Debbie DeForest

Assistant Cashier, Receptionist

Bookkeeping

Osceola - Jeffreys Drive Office

(641) 342-2175

Michaela Coenen

Vice President, Assistant Operations Manager

Bookkeeping, Operations

Osceola - Jeffreys Drive Office

(641) 342-2175

Annette Havlik

Financial Services Representative

Bookkeeping

Osceola - Jeffreys Drive Office

(641) 342-2175

Jenny Buckingham

Financial Services Representative

Bookkeeping

Osceola - Jeffreys Drive Office

(641) 342-2175

Sandra Castro

Financial Services Representative

Bookkeeping

Osceola - Jeffreys Drive Office

(641) 342-2175

Kim White

Financial Services Representative

Bookkeeping

Osceola - Jeffreys Drive Office

(641) 342-2175

Hallie Callstrom

Financial Services Representative

Bookkeeping

Osceola - Jeffreys Drive Office

(641) 342-2175

Annette Garcia

Personal Banker & Loan Administrative Assistant

Operations, Personal Lending

NMLS: 1577656

Osceola - Jeffreys Drive Office

(641) 342-2175

Adela Lopez

Branch Manager, Assistant Cashier

Bookkeeping, Operations

Osceola - Downtown Office

(641) 342-2191

Lisa McCracken

Financial Services Representative

Bookkeeping

Osceola - Downtown Office

(641) 342-2191

Dienda Hommer

Financial Services Representative

Bookkeeping

Osceola - Downtown Office

(641) 342-2191

John Henderson

Senior Vice President, Senior Loan Officer & Market Developer

Business/Ag Lending, Personal Lending

NMLS: 800309

Lamoni Office

(641) 784-3120

Diane Reasoner

Senior Vice President, Office Manager

Operations

Lamoni Office

(641) 784-3120

Randi Elliott

Personal Banker, Financial Services Representative

Bookkeeping, Operations

Lamoni Office

(641) 784-3120

Alysha Van Laar

Vice President, Loan Officer

Business/Ag Lending, Mortgage Lending, Personal Lending

NMLS: 1252837

Lamoni Office

(641) 784-3120

Cheryl Leonard

Head Teller, Financial Services Representative

Bookkeeping

Lamoni Office

(641) 784-3120

Dan Nielsen

Financial Advisor, Market President

Executive, Financial Center

Winterset Office

(515) 462-1704

Maria Forgy

Financial Center Assistant

Financial Center

Winterset Office

(515) 462-1704

Melissa Callstrom

Vice President, Office Manager

Operations, Personal Lending

Winterset Office

(515) 462-5090

Myles Easter

Senior Vice President, Residential Lender

Mortgage Lending

NMLS: 5099

Winterset Office

(515) 462-5090

Bill Dickey

Vice President, Loan Officer

Business/Ag Lending, Personal Lending

NMLS: 405584

Winterset Office

(515) 462-5090

Connie Siefkas

Vice President, Loan Operations Officer

Lending, Operations

NMLS: 473310

Winterset Office

(515) 462-5090

Donna Jackson

Assistant Cashier, Teller Supervisor

Bookkeeping, Operations

Winterset Office

(515) 462-5090

Crystal Wood

Financial Services Representative

Bookkeeping

Winterset Office

(515) 462-5090

Diane Avery

Financial Services Representative

Bookkeeping

Winterset Office

(515) 462-5090

Paige McDonald

Multi-Occupations Cooperative Education Program Student

Bookkeeping

Winterset Office

(515) 462-5090